Salary Hike Calculator
Is your raise actually worth it? See new take-home pay, real % increase, and tax impact instantly.
New Regime TaxOld Regime TaxReal Take-Home
💼 Salary Details
Hike Percentage—
Current Monthly Take-Home—
New Monthly Take-Home—
Monthly Increase in Hand—
Real Increase (after inflation ~6%)—
Additional Annual Tax
Tax calculation is approximate using slab rates. Actual take-home depends on allowances, HRA, 80C deductions, employer PF structure, and professional tax. Consult your HR or a CA for exact figures.
New Tax Regime Slabs (FY 2025-26)
| Income Slab | New Regime Rate | Old Regime Rate |
|---|
| Up to ₹3 lakh | 0% | 0% |
| ₹3L – ₹7L | 5% | 5% |
| ₹7L – ₹10L | 10% | 20% |
| ₹10L – ₹12L | 15% | 30% |
| ₹12L – ₹15L | 20% | 30% |
| Above ₹15L | 30% | 30% |
New regime: ₹75,000 standard deduction. Old regime: ₹50,000 standard deduction + 80C, 80D, HRA etc. Rebate u/s 87A: zero tax up to ₹7L (new) / ₹5L (old) after deductions.
Frequently Asked Questions
Why does a 20% hike feel like less in hand?
Because a portion of the hike moves you into a higher tax slab, and PF contributions (both yours and employer's) increase proportionally with basic salary. A ₹20,000/month hike may only yield ₹12,000–14,000 extra in hand after tax and PF. This is normal — it's called the marginal tax effect.
New regime or old regime — which is better after a raise?
The new regime is generally better if your deductions (80C + HRA + 80D etc.) are less than ₹3.75 lakh/year. The old regime is better if you have a home loan, significant 80C investments, and HRA. At higher salaries (above ₹15L), the regimes often converge — use a detailed comparison with your actual deductions.
What is a good salary hike in India?
With inflation at 5–6%, a raise below 6% is effectively a pay cut in real terms. Most IT companies in India offer 8–12% for average performers, 15–20% for top performers. Switching jobs typically yields 20–40% increases. If your hike is below inflation, start exploring options.
How do I negotiate a better hike?
Come with market data (Glassdoor, LinkedIn, AmbitionBox for Indian salaries), document your specific contributions in numbers, and time the conversation after a visible win. Asking for 20–30% above what you expect leaves room to negotiate. Offers from other companies are the strongest negotiating leverage.